Insights & Resources

SBA Lending

Guides, updates, and best practices for SBA 7(a), 504, and Form 413 personal financial statements. Built for borrowers, brokers, and SBA-preferred lenders.

An SBA Form 413 personal financial statement on a clean desk with section dividers visible along the left margin and a black pen resting over Section 5

SBA Lending

How to Fill Out SBA Form 413: A Section-by-Section Guide

SBA Form 413 is the personal financial statement every 20%+ owner of an SBA 7(a) or 504 borrower submits. Here is how to fill out each section.

May 26, 202622 min read

A multi-section personal financial statement with Assets and Liabilities columns and numbered section dividers along the left margin, photographed on a wooden desk with a pen, calculator, and reading glasses in soft window light

SBA Lending

SBA Form 413 Example: A Worked Walkthrough for a $350K 7(a)

A real example of a completed SBA Form 413 for a hypothetical 7(a) applicant, with every line annotated — what underwriters see and why it matters.

May 26, 202622 min read

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Market commentary, regulatory updates, and lending trends affecting personal financial statements and small business credit.