StatementsReady is an intelligent personal financial statement generator that syncs with 12,000+ banks to automatically create SBA-compliant PFS forms (SBA Form 413) and spreadsheets in minutes.
Connect your banks. See your net worth update automatically.
Export the exact PDF format lenders accept.
You have properties. Investments. Multiple accounts. Getting them onto one accurate document shouldn't require 4 hours and a spreadsheet PhD.
Connect your banks once. Your balances sync automatically. Your net worth calculates instantly. Export a clean PDF lenders actually want to receive.
Next year, roll over your statement, refresh balances, and submit in 8 minutes flat.
AES-256 Encrypted • Bank-level encryption • No Credit Card Required
Here's what nobody talks about: before a loan officer ever takes your call, before they run your credit, before they consider your deal—they look at your personal financial statement.
"And in that moment, they're making a judgment call."
A hand-typed spreadsheet with inconsistent formatting, manual calculations, and obvious copy-paste errors says: "This person might be a headache to work with."
A polished, professional, bank-formatted statement that matches their internal requirements says: "This is someone who has their act together. This is a serious borrower."
Stop playing "login roulette" with your bank portals. Connect everything once, and watch your net worth update automatically. You stay in control.
Your balances update 24/7/365. No more "gathering documents" before a meeting. It's always ready.
We use Plaid (the same tech as Venmo & Amex). We never see your login info. Your data is locked down.
Chase, Fidelity, that small credit union in Ohio... if it has money in it, we connect to it.
Secured by Plaid • AES-256 Encryption
You didn't build your wealth so you could spend Sundays typing numbers into Excel. Let our AI do the grunt work.
Drag, Drop, DoneUpload any PDF statement. Our AI reads every line, extracts every balance, and formats it perfectly. Instantly.
Reads "Ugly" StatementsPrivate wealth reports? Complex brokerage PDFs? Our AI doesn't get confused. It just works.
Zero Hidden FeesMost software charges an "upsell" for this. We include it. Because you shouldn't have to pay extra to save time.
Stop rewriting your life story for every loan application. Build your "Master Profile" once, and instantly export it to map perfectly onto any bank's specific PDF template.
We've reverse-engineered the exact PDF templates used by top banks. Your data automatically lands in the right boxes, every time.
The government's most annoying form, auto-filled in seconds. No more "Box 14" confusion. Just click export.
Why manually type your address 14 times? Let our AI map your data to their unique forms perfectly.
Not mapping to a specific bank? Use the professional formats that loan officers love.
Modern design, emerald accents, clean layout.
Executive summary, high contrast, commercial focus.
Classic serif type, detailed schedules, formal.
Everything you need to manage your personal financials like a pro.
What used to take 3-5 hours with spreadsheets or paper forms now takes under 8 minutes. Automate the tedious work so you can focus on growing your business.
Stop guessing what format your lender wants. Generate templates that match exact requirements from Chase, Bank of America, Wells Fargo, and thousands of others.
Connect your bank accounts once, then pull real-time balances with one click. No more logging into 10 different accounts to manually update your statement.
When loan renewal time comes, roll over last year's statement and update only what's changed. Your connected accounts refresh automatically.
Built-in e-signatures and secure sharing links eliminate the print-scan-email dance. Send bank-ready documents directly to lenders with download tracking.
Your financial data deserves serious protection. Enterprise-grade security infrastructure, field-level encryption, and secure authentication keep your information safe.
Why pay your accountant for routine paperwork? Handle your own personal financial statements with professional results at a fraction of the cost.
That perfect property won't wait. With StatementsReady, your statement is always current and exportable in seconds—so you can submit to lenders the same day.
StatementsReady turns that annual nightmare into a 8-minute task with rollover statements and connected accounts that remember everything.
Stop searching through emails and file folders. Your personal financial statement lives in one secure, accessible place that's always up to date.
Statement versioning lets you compare year-over-year, track net worth growth, and actually see the wealth you're building across your portfolio.
Manual statements are riddled with math mistakes. Automated calculations and validation catch errors before they become problems.
Have a specific PDF from your bank? Upload it and we'll automatically map your data to their exact format.
Stop sharing your entire financial life with CPAs, bookkeepers, and assistants just to get a statement created. Generate bank-ready documents yourself without exposing account balances, property values, or debt details to anyone. Your finances stay between you and your lender—period.
Portfolio changed? Property sold? New acquisition? Unlike annual CPA-prepared statements that are outdated the day after they're created, StatementsReady reflects your current reality. Update in minutes when life changes—so you're never presenting stale numbers to lenders or partners.
Net Worth Growth
Here's the uncomfortable truth: most business owners are guessing at their net worth. StatementsReady changes that. When your accounts are connected and your assets tracked, you're not just creating a document for your bank.
You're seeing yourself clearly, maybe for the first time.
Stop fighting with spreadsheets. Use the exact 3-step system that has helped borrowers secure millions in funding—without the late-night data entry.
Forget logging into 12 different portals. Connect your bank accounts once via our secure Plaid integration.
Result: Your net worth updates automatically, 24/7/365.
Our smart wizard asks the questions spreadsheets don't. It finds the hidden assets and organizes your liabilities perfectly.
Result: A stronger financial picture that maximizes your borrowing power.
One click generates a signed, lender-ready PDF (SBA, Universal, or Bank Specific) that looks like you hired a CFO.
Result: You look like a "Professional Borrower" the bank wants to fund.
No credit card required to start • Account setup takes less than 2 minutes
"I was trying to buy a manufacturing business and the broker needed a PFS in 24 hours. My Excel sheet was a disaster. StatementsReady synced everything and I had a professional PDF in minutes. It saved the deal."
Alex D.
Acquisition Entrepreneur
"Managing 12 rental properties used to mean hours of updating mortgage balances manually. Now it updates automatically. My commercial lender actually complimented me on how clean the REO schedule was."
Pam R.
Real Estate Investor
"I'm a stickler for privacy. I love that I can revoke the link access after the underwriter views it. Way better than leaving a PDF in someone's inbox forever."
Dan K.
Small Business Owner
Insights & Resources
Lender-tested guides, research, and product updates on personal financial statements, SBA Form 413, and commercial lending.
A personal financial statement is a dated snapshot of your assets, liabilities, and net worth. Here's what goes on one, who needs it, and how lenders read it.
On the current SBA Form 413, contingent liabilities sit beside Section 1, not in Section 5. Here is what counts on each of the four lines.
DSCR loan requirements in 2026: the minimum ratio, FICO, down payment, and reserves most lenders set, plus the borderline cases that still get funded.
Whether you need a one-time statement or ongoing compliance tracking.
Best for one-time needs
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Get StartedFor active investors
Or $290/year (Save $58)
Start Free TrialFor power users
Or $490/year (Save $98)
Start Free Trial| Feature | Single | Pro | Pro Plus |
|---|---|---|---|
| Statements | 1 | Unlimited | Unlimited |
| Secure Plaid Connections | 10 | 20 | 40 |
| Bank Connection Period | 25 Days | Always Active | Always Active |
| SBA & Bank Formats | |||
| 3 Premium PDF Templates | |||
| AI Document Extraction | |||
| Advanced AI Assistant | |||
| Upload Bank PFS | |||
| Year-Over-Year Tracking | |||
| Annual Rollover | |||
| Deadline Management | |||
| Bulk Rollover | |||
| Multi-Entity Support |
Perfect for one-time statement needs. No recurring charges. Try the platform risk-free before committing.
The smart choice for active investors. Save $58/year. One-click rollover saves you hours of manual data entry every year.
For power users with complex portfolios. Double the connections, multi-entity support, and premium 2-hour support.