Personal Finance
Net Worth Statement Examples: 5 Worked Scenarios
Five net worth statement examples with real numbers: W-2 earner, business owner, real estate investor, retiree, and SBA borrower, plus what a lender reads first.
16 min read
Financial Resources & Guides
Everything you need to know about personal financial statements, net worth tracking, and commercial lending requirements.
Net Worth
The Ultimate Guide to Personal Net Worth Statements
Learn how to calculate your net worth, categorize assets, and why it matters for investors.
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SBA Loans
SBA Form 413: The Complete Walkthrough
Step-by-step instructions on how to fill out the SBA Personal Financial Statement for 7(a) and 504 loans.
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Basics
What is a Personal Financial Statement?
Understanding the components of a PFS: Assets, Liabilities, and Net Worth explained simply.
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Comparison
Software vs. Excel Templates: Buyer's Guide
A detailed breakdown of manual templates versus automated software. See which method is right for your portfolio.
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Insights & Resources
Latest from the blog
Fresh research and lender-tested guides from the StatementsReady team.
Personal Finance
List of Assets and Liabilities: 50+ Examples for Your PFS
A complete list of assets and liabilities with 50+ examples, organized the way lenders read them on a personal financial statement.
13 min read
Commercial Real Estate
Commercial Real Estate Loan Qualifications (2026)
Commercial real estate loan qualifications come down to DSCR, LTV, debt yield, and your personal balance sheet. Here is exactly what lenders check.
19 min read
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