Personal Finance
How to Complete the Illinois Financial Affidavit
The Illinois financial affidavit is the sworn disclosure required under 750 ILCS 5/501. A walkthrough of all 13 sections of form ATJ 251.5.
19 min read
Financial Resources & Guides
Everything you need to know about personal financial statements, net worth tracking, and commercial lending requirements.
Net Worth
The Ultimate Guide to Personal Net Worth Statements
Learn how to calculate your net worth, categorize assets, and why it matters for investors.
Read Guide
SBA Loans
SBA Form 413: The Complete Walkthrough
Step-by-step instructions on how to fill out the SBA Personal Financial Statement for 7(a) and 504 loans.
Read Guide
Basics
What is a Personal Financial Statement?
Understanding the components of a PFS: Assets, Liabilities, and Net Worth explained simply.
Read Guide
Comparison
Software vs. Excel Templates: Buyer's Guide
A detailed breakdown of manual templates versus automated software. See which method is right for your portfolio.
Read Guide
Insights & Resources
Latest from the blog
Fresh research and lender-tested guides from the StatementsReady team.
SBA Lending
SBA Loan Prepayment Penalty: What It Costs in 2026
A 7(a) loan prepayment penalty applies only above a 15-year maturity, and a 504 carries a separate debenture premium. What each one actually costs.
13 min read
Commercial Real Estate
What Is a Capital Stack? Layers, Order, and Cost
A capital stack is the layers of debt and equity funding a deal, ranked by repayment priority. Senior debt to common equity, and what each layer costs.
13 min read
Ready to Automate Your Financial Statement?
Join thousands of investors who save hours every year by switching from spreadsheets to StatementsReady.
Start Your Free Trial