Download a free personal financial statement template to organize your assets and liabilities. Available in Excel and PDF formats.
Note: These are basic free templates. For a professional, lender-accepted statement, we recommend generating one automatically.
This personal financial statement template is designed to meet the requirements of most major banks (Chase, Wells Fargo, Bank of America) and commercial lenders. It includes sections for:
Downloading a template is a good start, but you'll have to do it all over again next year (or next quarter). StatementsReady connects to your bank accounts to update your assets and liabilities automatically.
Auto-Fill My StatementA Personal Financial Statement (PFS) is a document that outlines an individual's financial position at a specific point in time. It lists assets (what you own), liabilities (what you owe), and calculates your net worth. Lenders require this document for business loans, commercial real estate financing, and personal guarantees.
If you are an active investor or business owner, you should update your PFS quarterly or semi-annually. However, most banks will require a fresh statement (dated within the last 90 days) for any new loan application or annual review.
While this template covers the same data points, the SBA specifically requires SBA Form 413. We recommend using our specific SBA Form 413 template or using StatementsReady software to generate the official form automatically.
A personal financial statement template captures your assets, liabilities, and net worth on a short balance-sheet form. Here is what each section needs.
A personal financial statement is a dated snapshot of your assets, liabilities, and net worth. Here's what goes on one, who needs it, and how lenders read it.