12,000+ institutions
Checking, savings, money market, CDs, brokerage, and retirement accounts at 12,000+ banks, credit unions, brokerages, and other financial institutions.
Every feature, from bank sync to the signed PDF.
StatementsReady is personal financial statement software for borrowers. Connect your banks for read-only balances, enter what banks cannot see, and export the PDF, SBA Form 413, Word, or Excel file your lender asked for. About 8 minutes the first time.
7 days freeNo credit card required
Balances that update
themselves.
Connect through Plaid and every synced balance on the statement refreshes with one click. Your bank login never touches our servers.
Debts sync too
Credit cards, mortgages, auto loans, and lines of credit pull their current balances, so the net worth line is right without digging through statements.
Sync All
One button refreshes every connected account. When a lender wants updated numbers next month, click it and export again.
Read-only, always
Plaid hands us balances and account names, nothing more. We cannot move money, and you can disconnect any account whenever you like.
Upload the spreadsheet
you already keep.
Smart Import reads a PDF, spreadsheet, Word file, or photo and adds what it finds to your statement. You check every item before anything is saved.
A property list becomes the schedule
Upload a schedule of real estate owned, a rent roll, or your own property spreadsheet. Each property comes in with its mortgage, second mortgage, HELOC, rent, taxes, insurance, ownership share, and title holder.
Rent rolls, totaled per property
A unit-by-unit rent roll becomes one monthly rent for each property. Annual rent and annual debt service come in as monthly figures, the way the statement keeps them.
One upload, every section
Upload a brokerage statement, a loan statement, or last year's PFS. Bank accounts, investments, retirement plans, vehicles, insurance, and debts each land in their own section.
Nothing saves until you check it
Each item shows how sure the read is. Edit a value or untick a row. You get a warning when the items miss the file's own total, or when a property is already on the statement.
The lines a lender
expects to see.
Bank sync covers the cash. The rest you enter once, and the statement totals it for you.
Assets
- Bank accounts
- Securities
- Retirement accounts
- Real estate
- Business interests
- Notes receivable
- Life insurance cash value
- Vehicles
- Boats
- Precious metals
- Collectibles
- Memberships
Liabilities
- Mortgages
- Credit cards
- Auto loans
- Student loans
- Lines of credit
- Business debt
- Taxes owed
- Other liabilities
Income and expenses
- Salary
- Self-employment
- Rental income
- Investment income
- Monthly obligations
Real estate, property by property
Each property carries its own mortgage, payment, and equity, and the schedule totals across all of them. Built for people with 1 rental or 20.
Joint statements
Add a co-applicant and both of you appear where the form asks, with one set of totals.
Start from last year's PDF
Upload last year's statement and Smart Import sorts every account, property, and debt on it into this one. The free trial includes 3 imports a day.
Autosave and progress
Every edit saves as you type. Each section shows how complete it is, so you can stop and come back.
The format the lender
asked for.
One statement, exported as many ways as you need. Preview before you download.
Three layouts, one set of numbers.
Page 1 of each layout, from a sample statement. Switch layouts and export again without retyping a line.
| Format | Use it when | Plans |
|---|---|---|
| Standard layout PDF | A lender asks for "a personal financial statement" with no form attached. | All plans |
| Professional layout PDF | You want it to read like a formal report, with notes an underwriter can follow. | All plans |
| Traditional layout PDF | The lender expects the classic bank-form look, with the full picture on page 1. | All plans |
| SBA Form 413 | SBA 7(a), 504, and disaster loans. Filled from your statement, schedules included. | Paid plans |
| Chase PFS form | Chase asks for its own personal financial statement form. | Paid plans |
| Word (.docx) | You or the lender want to edit the text. Matches the Standard PDF. | Paid plans |
| Excel (.xlsx) | Your banker wants to sort and filter the schedules. Every total is a live formula. | Paid plans |
Signed and sent
without a printer.
Sign in the app, request the other signature, and send a link that expires when you say.
Three ways to sign
Draw it, type it, or upload an image. Save a default signature and reuse it on the next export.
Co-signer requests
Send your spouse or partner a signing link. They sign from their phone, with no account, and you get an email when it is done.
Expiring share links
Every link has an expiry date you choose and a revoke button. The lender opens it in a browser.
See when it was opened
Each link counts views and downloads and shows the last time it was opened, so you know it arrived.
Do it once.
Reuse it every year.
Lenders ask again every 12 months. Your statement is ready when they do.
Annual rollover
Roll last year's statement forward, refresh balances, review, export. Included on Pro and Pro Plus.
Copy a statement
When a second lender wants a different format, copy the statement, adjust, and export. Nothing gets typed twice. Pro plans.
Due dates and reminders
Give each statement a due date. The dashboard shows what is coming up, and a reminder email lands before it is due, on Pro plans.
Archive and export history
Finalize a statement when it is sent, archive old ones, and see every export you have generated with its date and format.
Protected at every layer.
Your statement is encrypted at rest with AES-256 and encrypted in transit.
Social Security and account numbers get a second, field-level layer of encryption.
Read-only bank connections.
Bank connections run through Plaid, read-only and balances only.
Your bank login never touches our servers, and you can disconnect an account at any time.
You decide who sees it.
Two-factor authentication with an authenticator app or SMS, and share links you can revoke.
Only the people you send a link to can open your statement, for as long as you allow.
We do not sell your data.
StatementsReady follows GDPR and CCPA requirements.
Export or delete your data at any time from your dashboard.
How it compares.
The same statement, three ways to get it done.
| Task | Spreadsheet or PDF form | CPA or bookkeeper | StatementsReady |
|---|---|---|---|
| Time, first year | An afternoon copying balances | Their schedule, plus your time gathering documents | About 8 minutes |
| Cost | Free, plus your time | Billed by the hour, every year | $79 once, or from $29 a month |
| Next year | Start over | Pay again | Roll forward and refresh |
| Balances | Typed by hand | Typed by hand | Synced through Plaid |
| SBA Form 413 | Fill the PDF yourself | Depends on the firm | Filled from your statement |
| Signatures | Print, sign, scan | Print, sign, scan | Draw, type, or upload |
| Sharing | Email attachment | Email attachment | Expiring link you can revoke |
Start free trial
Single is $79 one time. Pro is $29 a month or $290 a year.
The full list.
Every feature, grouped the way the app is.
Compare plans
Statement management
- Unlimited statements on Pro and Pro Plus
- Copy a statement (Pro)
- One-click annual rollover (Pro and Pro Plus)
- Autosave
- Progress by section
- Finalize and reopen
- Archive and restore
- Due dates with reminder emails (Pro)
- Joint statements
- Net worth totals as you type
- Export history
Bank connections
- 12,000+ institutions through Plaid, including Chase, Bank of America, Wells Fargo, and Citi
- Checking, savings, money market, CDs
- Brokerage and investment accounts
- Retirement accounts (401k, IRA, Roth)
- Credit cards
- Mortgages and loans
- Sync All
- Read-only, disconnect any time
- Connections: 1 on trial, 10 on Single, 20 on Pro, 40 on Pro Plus
Documents and AI
- Smart Import from PDF (scanned too), Excel, CSV, Word, or a photo
- One upload finds 13 kinds of assets and debts and files each in its own section
- Property lists and rent rolls import property by property, mortgages, HELOCs, and rent included
- Review and edit every item before it saves
- Imports a day: 3 on the trial, 10 on Single, 50 on Pro, 200 on Pro Plus
- AI assistant (Pro and Pro Plus)
- Documents stay attached to the statement, restorable if deleted
Export
- Standard layout PDF
- Professional layout PDF
- Traditional layout PDF
- SBA Form 413 with schedules
- Chase PFS form
- Editable Word (.docx) and Excel (.xlsx) copies on paid plans
- Preview before download
- Regenerate an export
Signatures
- Draw, type, or upload
- Saved default signature
- Co-applicant signature requests with reminders
- Public signing link, no account needed
- Consent recorded before signing
Sharing
- Expiring links, you pick the date
- Revoke any time
- View and download counts, last opened time
- No account needed for the lender
Security and account
- AES-256 encryption at rest, TLS in transit
- Field-level encryption for SSNs and account numbers
- Two-factor auth by authenticator app or SMS
- Login notification emails
- Idle sessions signed out automatically
- Export or delete your data (GDPR and CCPA)
- Install as an app on your phone
Support
- Help center articles
- Support tickets from inside the app
- Priority support on Pro (12-hour response), premium on Pro Plus (2-hour)
- AI chat assistant
Common questions.
Still have a question?
Get in touch
Does StatementsReady fill out SBA Form 413?
Yes. It generates SBA Form 413 from your statement, including the schedules for real estate, notes, and other assets. Review it, sign it, and send it with the rest of your SBA loan package.
Which banks can I connect?
12,000+ financial institutions through Plaid, including Chase, Bank of America, Wells Fargo, Citi, Capital One, and U.S. Bank. Connections are read-only. We see balances and account names, never your login, and we cannot move money.
Can I export to Word or Excel?
Yes, on Single, Pro, and Pro Plus. The Excel file has one tab that reads like the finished statement and one tab per schedule, and every total is a live formula. The Word file matches the Standard PDF. Changes you make in either file stay in that file. The free trial exports PDF only.
Can my spouse sign too?
Yes. Add a co-applicant, then send them a signing link. They sign from any device without an account, and you get an email when it is done.
What happens next year?
Roll the statement forward. Balances refresh from your connected accounts, everything you entered by hand carries over, and you export again.
Is my lender's own form supported?
Chase's personal financial statement form and SBA Form 413 are built in. For another bank's form, copy the figures from your statement onto it. Every schedule and total is already on the Standard PDF.
What files can Smart Import read?
PDFs, including scanned ones, plus Excel, CSV, Word, and photos up to 25 MB. A scanned PDF is read up to its first 20 pages. A real estate spreadsheet can hold up to 300 rows, and a long list reads best split into files of about 75 rows each. Nothing is saved until you review it.
What's in the free trial?
Seven days with one bank connection, one statement, and one watermarked PDF export. No credit card. Upgrade to remove the watermark.
Start your statement.
Free for 7 days. No credit card.