Personal Financial Statement Software — Built for Speed, Security, and Simplicity
Every feature you need to create, sign, and share professional personal financial statements in minutes.
Creating a personal financial statement shouldn't take hours of copying numbers from bank websites into spreadsheets. StatementsReady connects directly to your accounts, auto-populates your balances, and generates the professional PDF your lender expects — complete with e-signatures. Here's how every feature works together to get your personal financial statement done in minutes.
Your Balances. Pulled Automatically.
Stop logging into 12 different accounts to copy and paste numbers into a spreadsheet. Connect once, and your balances flow in automatically.
12,000+ Financial Institutions
Chase, Wells Fargo, Bank of America, Schwab, Fidelity, Vanguard — if you bank there, we connect there. One click links your accounts securely through Plaid.
Investment & Retirement Accounts
Your 401(k), IRA, Roth IRA, brokerage accounts, and pension balances sync automatically. No more logging into multiple portals to track down numbers.
Liabilities Sync Too
Credit cards, mortgages, auto loans, HELOCs — we pull the current balances so your net worth calculation is always accurate.
Always Current
Balances update automatically. When your lender asks for an updated statement next month, you're one click away from a fresh PDF.
Personal Financial Statement Templates Lenders Actually Accept
No more rejected statements. No more "can you send that in a different format?" Our PDF templates meet the standards lenders expect.
Multiple Professional Templates
Choose from Professional (modern, clean), Traditional (conservative, classic), or Standard layouts. Pick the style your lender prefers.
SBA Form 413 Export
Need the official Small Business Administration format? One click generates the exact form — properly formatted, ready to submit.
Word/DOCX Export
Some lenders want to make edits. Export to Word and they can modify fields directly. You stay flexible.
Digital Signatures Built In
Sign electronically in seconds. Request your spouse or partner's signature with a simple link. No printing, scanning, or faxing required.
Your Personal Net Worth Statement — Complete and Accurate
Real estate investors and business owners have complicated finances. StatementsReady captures everything for a complete personal financial statement that reflects your true net worth.
Assets
Bank accounts, investments, retirement funds, real estate, vehicles, business interests, life insurance cash value, notes receivable, and more — all organized and totaled automatically.
Liabilities
Mortgages, credit cards, auto loans, student loans, HELOCs, business debt, tax obligations — every liability captured with creditor details and payment information.
Real Estate Portfolio
Track multiple properties with individual mortgages, rental income, expenses, and equity calculations. Perfect for investors with 5, 10, or 50+ properties.
Income & Expenses
W-2 wages, self-employment income, rental income, dividends, capital gains — plus your monthly obligations. Lenders see the full cash flow picture.
"I have 23 rental properties across 4 LLCs. Before StatementsReady, my PFS took an entire weekend. Now it takes 20 minutes."
Annual Personal Financial Statements? One Click.
Most software treats every statement like the first. We built StatementsReady for the reality: you need updated personal financial statements every single year.
One-Click Annual Rollover
When January hits and your lender wants updated numbers, click once. Last year's statement rolls forward with refreshed balances from your connected accounts. Review, sign, send.
Statement Duplication
Different lenders want different formats? Clone your statement, make adjustments, export. No re-entering data for each bank.
Due Date Tracking
Set compliance deadlines. Get reminders before they're due. Never scramble at the last minute because you forgot your annual reporting requirement.
Version History
Every statement you've ever created — saved and accessible. Need to reference what you submitted in 2022? It's there.
Your Financial Data. Protected Like It Should Be.
We handle Social Security numbers, account balances, and net worth data. Security isn't a feature — it's the foundation.
AES-256 Encryption
The same encryption standard used by major banks and financial institutions. Your data is encrypted at rest and in transit.
Plaid Secure Connection
Your bank login credentials never touch our servers. Plaid's bank-grade infrastructure handles the connection.
Multi-Factor Authentication
Protect your account with authenticator app verification. Not SMS (which can be intercepted) — real TOTP-based 2FA.
Field-Level Encryption
SSNs and account numbers aren't just encrypted with everything else — they're encrypted separately with additional protection layers.
Trusted by Real Estate Investors and Business Owners
"I used to dread January. Four banks, four annual compliance statements, four weekends of spreadsheet hell. Now I knock out all four in a single lunch break."
"My CPA charged $400 every time I needed an updated PFS. StatementsReady paid for itself the first month."
"The Plaid integration is the killer feature. I have accounts at 6 different institutions. They all sync automatically. Game changer."
The Old Way vs. StatementsReady
| Spreadsheets & PDFs | CPA/Accountant | StatementsReady | |
|---|---|---|---|
| Time to Complete | 4-6 hours | 1-2 weeks | 15-20 minutes |
| Cost | Free (but your time isn't) | $300-$800 per statement | $29/month |
| Annual Updates | Start over each year | Pay again each year | One-click rollover |
| Real-Time Balances | Manual lookup | Manual lookup | Auto-sync via Plaid |
| E-Signatures | Print, sign, scan | Depends on CPA | Built in |
| Lender-Ready Format | Maybe | Usually | Always |
Ready to Simplify Your Personal Financial Statements?
Join thousands of real estate investors and business owners who create personal financial statements in minutes — not hours.
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Every Feature, At a Glance
For the detail-oriented: here's the complete list.