Read-only by design
Bank connections run through Plaid and return balances. The app has no way to move money, and your bank login never reaches our servers.
The 11 PM
spreadsheet.
Each lender wanted the same numbers, and each time they had to be gathered again.
Garrett has closed dozens of commercial real estate transactions in Utah, and nearly every one came with the same request: a personal financial statement, signed, on the lender's form, by Friday. The routine was the same each time. Log in to a dozen bank accounts. Copy balances into a spreadsheet. Find last year's mortgage statement. Check the formulas twice, because a wrong net worth figure can stall a loan.
The form itself barely changed. The SBA publishes Form 413. Banks hand out their own PDFs. They all ask for the same assets, the same debts, the same totals. The work was in gathering the numbers, and the numbers were sitting in accounts that could be read by software.
StatementsReady started in 2025 as that piece of software. Connect the accounts once, read-only. Enter what banks cannot see, like property and private holdings. Export the PDF or the SBA form. When the next lender asks, refresh the balances and export again.
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