For Small Business Owners

Get Your Loan Approved Faster

A Personal Financial Statement for Business Loans is a document listing an owner's personal assets and liabilities, serving as a personal guarantee for SBA 7(a), 504, and conventional business loans. Lenders don't wait for paperwork. Generate a professional, accurate Personal Financial Statement in 8 minutes and secure the capital your business needs.

Get Loan-Ready in 8 Minutes

Your Personal Finances Affect Your Business Credit

For most small business loans, YOU are the guarantee. Lenders scrutinize your personal balance sheet as much as your business P&L.

SBA Compliance

We generate the official SBA Form 413 automatically. No need to transfer numbers from a spreadsheet to a PDF.

Speed to Funding

Incomplete or messy financial statements are the #1 reason for loan delays. Submit a perfect application on day one.

Professional Image

Handwritten or poorly formatted statements scream "high risk." Present yourself as a sophisticated borrower.

Focus on Your Business, Not Paperwork

You didn't start a business to become an accountant. StatementsReady handles the personal financial disclosure so you can get back to work.

Business Valuation Tracking

Include the value of your business interests correctly on your personal balance sheet.

Contingent Liabilities

Easily disclose other loans you've guaranteed (a common requirement for business lenders).

Secure Sharing

Share your statement directly with your loan officer via a secure link or password-protected PDF.

Create My Statement
$2.4M
Total Net Worth
Assets
$3.1M
Liabilities
$700k
SBA Compliant Format

Related reading