SBA Form 413 (Personal Financial Statement)
The mandatory personal financial statement for SBA 7(a) and 504 loan applications. Download the official PDF or generate it automatically.
Important for Applicants
This form must be current within 90 days of your application. If your loan process takes longer, you will be required to fill it out again.
How to Complete SBA Form 413
The SBA requires detailed disclosure of all assets and liabilities. This includes:
Assets to Disclose
- Cash on hand & in banks
- Savings accounts
- IRA or other retirement accounts
- Life insurance (Cash Surrender Value)
- Stocks and bonds
- Real estate
Liabilities to Disclose
- Accounts payable
- Notes payable to banks and others
- Installment account (Auto)
- Loans on life insurance
- Mortgages on real estate
- Unpaid Taxes
Don't Let Paperwork Delay Your Loan
StatementsReady connects to your bank accounts and automatically populates the official SBA Form 413. No manual data entry, no math errors, and instant updates when the bank asks for a "fresh" copy.
Auto-Fill SBA Form 413Frequently Asked Questions
Who needs to fill out SBA Form 413?
SBA Form 413 is required for all proprietors, partners, officers, directors, and stockholders with 20% or more ownership in the small business applicant. It is also required for any guarantors.
Is this the latest version of SBA Form 413?
Yes, this template corresponds to the latest OMB Control No. 3245-0188. Using an outdated form can delay your loan application.
Can I sign SBA Form 413 electronically?
Yes, the SBA accepts electronic signatures. StatementsReady generates a digitally signable version of this form automatically.