Link your banks through Plaid, add your properties by hand, and the number updates itself. When a lender asks, export the PDF or SBA Form 413 from the same data. Start with the free calculator below. No account needed for that part.
7 days free. No credit card.
Enter what you own and what you owe. It runs in your browser, and nothing you type is saved or sent anywhere. Only want to watch your own number, with no lender exports? Our sister site is building a free net worth tracker app.
A calculator gives you today's number. A tracker keeps it current and puts it in a form a bank will accept.
Connect checking, savings, brokerage, and loan accounts at any of 12,000+ financial institutions through Plaid, including Chase, Bank of America, and Wells Fargo. Access is read-only and balances only. Your bank login never touches our servers.
Real estate, promissory notes, and business interests have no login to link. Enter each one once, with the debt against it, and it stays on the statement until you change it.
PDF in three layouts, SBA Form 413 with its schedules, the Chase PFS, or an editable Word or Excel copy. Send a link that expires when you choose, and the lender needs no account.
Most people track net worth in one of three places. The difference shows up the day a lender asks for a personal financial statement.
| Feature | Spreadsheet | Budgeting app | StatementsReady |
|---|---|---|---|
| Balances update on their own | No | Yes | Yes, read-only through Plaid |
| Real estate and private holdings | Yes, by hand | Usually one line item | Each one on its own row, with the debt against it |
| Exports a personal financial statement | No | Rarely | Yes, PDF in three layouts |
| Fills SBA Form 413 | No | No | Yes, schedules included |
| Share link a lender can open | No | No | Yes, and you can revoke it |
| Cost | Free | Free tier or a monthly subscription | $79 once, or $29 a month after a free trial |
Three steps the first time, about 8 minutes. The second time is mostly a refresh.
Connect accounts through Plaid for balances, and type in anything else: properties, notes, private holdings.
Refresh the synced balances, update property values you trust, and fix anything that looks off. Monthly is often enough to see the trend without chasing daily market moves.
Pick the PDF template or SBA Form 413, or send a share link. Next year, roll the statement forward instead of starting over.
Every account gets a 7-day trial with no card.
Trial exports carry a watermark until you subscribe. After that it is $79 once for a single lender request, or $29 a month for repeat requests and annual updates. Both download editable Word and Excel copies. Pro Plus at $49 a month adds 40 bank connections and 2-hour support. Full detail on the pricing section.
Pro subscribers will also get the Plus plan of NetWorthCalculator.com's tracker app included when it launches.
Still have a question?
Get in touch
Free for 7 days. No credit card.
Questions about your statement? I can help.
Connect your banks and export the PDF your lender needs. About 8 minutes the first time.
Start my free trial7 days free · No credit card required
