The request comes late
The statement is rarely mentioned at the start. It usually gets asked for days before the deadline.
Co-sign without opening your whole file.
A co-signer financial statement shows a lender that the guarantor could cover the loan if the borrower stops paying. It is the same personal financial statement a borrower fills out: assets, liabilities, income, net worth. Parents usually meet it the week their child's lease or loan is due.
7 days free. No credit card.
Why a guarantor
has to show the numbers.
Your signature is the collateral. The lender wants to know what it is worth.
It feels like too much
Handing a stranger your whole balance sheet to help with a $1,200 apartment is uncomfortable. The share link keeps it to one document.
It happens again
A first apartment, then a car, then a student loan. Each one asks for the same page.
One statement,
reused each time.
Build it once, keep it current, send a fresh copy when the next request lands.
Read-only, or by hand
Sync accounts through Plaid for current balances, or enter figures yourself. Either way, no one gets your bank login.
A link you can revoke
The lender opens the PDF through a link that expires when you say. You can see when it was viewed and cut it off afterwards.
Loans you have already guaranteed
The statement has a place for contingent liabilities, so every loan you have co-signed is on the page and your exposure is clear.
Copy for the next request
Copy the statement, refresh the balances, and export again for the next lease or loan. Nothing gets typed twice.
What's
included.
Items marked Pro or Pro Plus need that plan. The free trial covers one connected bank, one statement, and one watermarked export.
- Assets and liabilities with current balances
- Income and employment section
- Contingent liabilities for loans already co-signed
- PDF export, signed in the app
- Expiring share link with view and download counts
- Copy a statement for the next request (Pro)
Start my free trial
7 days free. No credit card. See plans and pricing
Common questions.
Still have a question?
Get in touch
Why does the lender want a financial statement from a co-signer?
A co-signer is equally responsible for the debt. The lender checks that your income and net worth could carry the payments if the borrower stops, which is what makes the guarantee worth anything.
What net worth do I need to co-sign?
There is no fixed minimum. Lenders want income and assets that cover the payments comfortably, and a net worth that is large next to the loan. The larger the gap, the easier the approval.
Do I list the loan I am about to co-sign?
Not until it exists. Once it is signed, list it under contingent liabilities on future statements, because it will show on your credit report and future lenders will count it.
Can I do this without connecting my bank?
Yes. Enter balances by hand and the statement works the same. Bank sync is optional and read-only if you choose it.
Does my child see my statement?
Only if you send it to them. The share link goes to whoever you give it to, and you can revoke it at any time.
Start your statement.
Free for 7 days. No credit card.