High-value vehicles
Premium-brand finance arms and banks often ask for proof of net worth once the price passes what a normal auto loan covers.
Proof of net worth before the finance office closes.
A personal financial statement for an auto loan lists your assets, debts, and net worth so a lender can see the purchase fits. It comes up on high-value and luxury vehicles, private-party sales financed through a bank, and buyers with a short credit history.
7 days free. No credit card.
Why a car deal
asks for it.
Above a certain price, the lender wants to see the balance sheet, not only the score.
Private-party financing
A bank lending on a car bought from a private seller has no dealer in the loop, so it asks the buyer for more.
Deals with a clock
The car goes to whoever finishes the paperwork. Having the statement ready is the difference.
Ready while
they run the numbers.
Connect the accounts once. The statement is ready for the next dealership too.
Cash and investments, synced
Down payment funds show at the balance the bank reports, pulled read-only through Plaid.
Your trade-in as an asset
List the vehicle you own at its market value, with its loan beside it, so the equity is on the page.
A PDF for the finance office
Export a standard one-page statement, or send a link the finance manager can open on their phone.
Updated figures in a click
If the lender comes back with a question, refresh the balances and export again.
What's
included.
Items marked Pro or Pro Plus need that plan. The free trial covers one connected bank, one statement, and one watermarked export.
- Cash and investment balances for the down payment
- Current vehicles at market value with loans beside them
- Each liability with balance and monthly payment
- Net worth calculated for you
- PDF export, signed in the app
- Expiring share link
Start my free trial
7 days free. No credit card. See plans and pricing
Common questions.
Still have a question?
Get in touch
When does an auto lender want a personal financial statement?
Most often on high-value and luxury vehicles, private-party sales financed by a bank, and applications with a short credit history. If the finance office asks for proof of net worth or a financial statement, this is it.
Does a lease need one?
Sometimes. Lessors on expensive vehicles may ask for the same document a lender would. Ask before you sit down to sign.
What net worth does a car lender want?
There is no published number. Lenders look for a net worth and income that make the payment comfortable relative to the price. The statement lets them see that at a glance.
Can I list my current car?
Yes, at a market value from a pricing guide, with its loan under liabilities. If you are trading it in, the equity is what counts toward the new purchase.
How do I show the down payment?
The cash and savings balances on the statement are the proof. With synced accounts they match what the bank shows, so the lender does not have to reconcile two numbers.
Start your statement.
Free for 7 days. No credit card.