Finally Know Your Complete Financial Picture
Tired of scattered accounts and spreadsheet chaos? See your complete net worth in one secure place. Know exactly where you stand financially—and where you're headed.
Time to Completion
A Personal Net Worth Tracker is a tool or software that consolidates all your assets and liabilities into one view to monitor your financial health over time. Here's an uncomfortable truth: most Americans have no idea what their net worth actually is. They have a rough sense—maybe they're doing okay, maybe they're behind—but they've never sat down to calculate the actual number. And it's not because they don't care about their finances. It's because tracking net worth manually is tedious, time-consuming, and easy to abandon. You've probably started a spreadsheet before. Maybe more than once. And every time, it worked great for a month or two before becoming hopelessly outdated. StatementsReady solves this problem by connecting to your accounts and keeping everything updated automatically. Set it up once, and finally have clarity on where you stand financially—today, next month, and for years to come.
Why Most People Don't Know Their Net Worth
You know tracking your finances is important, but between work, family, and life, who has time to maintain a spreadsheet?
Scattered Account Syndrome
Checking here, savings there, old 401(k)s everywhere. Your financial picture is spread across a dozen logins you rarely check.
Spreadsheet Burnout
You've started net worth tracking spreadsheets before. They're always out of date within a month. Manual updates just don't happen.
No Clear Picture
You make good money but aren't sure if you're actually building wealth. Without clarity, it's hard to make confident financial decisions.
Set It Up Once, See Your Progress Always
StatementsReady connects to your accounts and keeps your net worth updated automatically. Finally, a system that works.
Connect your accounts once via Plaid. Balances update automatically so you're never working with stale data.
Watch your net worth grow over time. Monthly and yearly snapshots show your progress toward financial goals.
See checking, savings, investments, retirement, and debts in one consolidated view. No more app-hopping.
Share a view with your spouse or partner. Get on the same page about household finances without sharing login credentials.
If you ever need a formal personal financial statement, generate a professional PDF with one click.
Why People Choose StatementsReady for Personal Finance
We built StatementsReady for people who want financial clarity without becoming spreadsheet jockeys.
Set It and Forget It
Connect your accounts once. Balances update automatically. No more manual data entry that you'll eventually stop doing.
See Your Progress Over Time
Monthly and yearly snapshots show your net worth trending upward (or alert you if something needs attention). Watch your wealth grow.
One Dashboard for Everything
Checking, savings, investments, retirement, debts—all in one view. Stop app-hopping and see your complete financial picture.
Share with Your Partner
Get on the same page about household finances. Share a view with your spouse or partner without sharing login credentials.
Personal Finance Tracking Package
How It Works
Creating your personal financial statement is simple with StatementsReady.
Connect Your Accounts
Securely link your bank accounts via Plaid or enter information manually. Your choice.
Review & Customize
Verify your information, add any additional assets or liabilities, and customize as needed.
Export & Share
Download your professional PDF or share via secure link. Ready for your lender or attorney.
Frequently Asked Questions
What is the best way to track my net worth?
The best method is one you'll actually use. Spreadsheets work but require manual updates most people don't maintain. Automated tools like StatementsReady sync with your accounts to keep your net worth current without ongoing effort.
How often should I update my personal financial statement?
For casual tracking, monthly is sufficient. For loan applications, you'll want figures within 30-90 days. With automatic syncing, your StatementsReady statement is always current.
What should be included in a personal balance sheet?
Assets: cash, savings, investments, retirement accounts, real estate equity, vehicles, and valuable personal property. Liabilities: mortgages, car loans, student loans, credit card balances, and other debts.
Can my spouse and I share a net worth tracker?
Yes! StatementsReady supports household tracking. You can combine accounts for a joint view of family net worth while maintaining individual login security.
Is a spreadsheet or software better for tracking finances?
Spreadsheets offer full control but require manual updates. Software like StatementsReady automates the tedious parts while producing professional documents when needed. Most people find automated tracking is the only method they stick with.
Take Control of Your Finances Today
Stop guessing about your financial health. Set up your personal net worth tracker in 15 minutes and finally see the complete picture.
Create My Statement Free